wave vs xero: Which Is Better? [Comparison]

Wave is a free accounting software designed for small businesses and freelancers. Its primary purpose is to provide essential financial management tools, such as invoicing and expense tracking.

Quick Comparison

Feature Wave Xero
Pricing Free for basic features Subscription-based
Invoicing Yes Yes
Payroll Limited (US only) Yes
Multi-currency support No Yes
Integrations Limited Extensive
User interface Simple More complex
Customer support Email only 24/7 support

What is Wave?

Wave is a free accounting software designed for small businesses and freelancers. Its primary purpose is to provide essential financial management tools, such as invoicing and expense tracking.

What is Xero?

Xero is a cloud-based accounting software aimed at small to medium-sized businesses. Its primary purpose is to offer comprehensive financial management features, including invoicing, payroll, and multi-currency support.

Key Differences

Which Should You Choose?

Frequently Asked Questions

Is Wave really free?

Yes, Wave offers free access to its basic accounting features, although some services may incur fees.

Can Xero handle multiple currencies?

Yes, Xero supports transactions in multiple currencies, making it suitable for businesses that operate internationally.

Does Wave offer customer support?

Wave provides customer support primarily through email, with limited options for direct assistance.

Is Xero suitable for larger businesses?

Yes, Xero is designed to accommodate small to medium-sized businesses and can scale as business needs grow.

Conclusion

Wave and Xero serve different user needs, with Wave focusing on free, basic accounting features and Xero offering a more comprehensive suite of tools for a subscription fee. The choice between them depends on the specific requirements of your business.

Last updated: 2026-01-29